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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,400 | $160,040+46.5% | $147,096+59.4% | $145,877+60.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.36% | 98.49%-86.1pp | 419.75%-407.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $5,369 | $5,289+1.5% | $4,936+8.8% | $4,663+15.1% |
| Participant deferral / active EE | $8,019 | $8,429-4.9% | $8,071-0.6% | $6,691+19.9% |
| Admin fee / account holder | $15,669 | $15,050+4.1% | $13,005+20.5% | $13,402+16.9% |