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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,423 | $159,934-51.6% | $147,005-47.3% | $145,959-47.0% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 86.88% | 98.24%-11.4pp | 418.76%-331.9pp | 561.95%-475.1pp |
| Employer contribution / active EE | $4,285 | $5,287-19.0% | $4,934-13.2% | $4,661-8.1% |
| Participant deferral / active EE | $16,367 | $8,427+94.2% | $8,070+102.8% | $6,689+144.7% |
| Admin fee / account holder | $13,158 | $15,053-12.6% | $13,006+1.2% | $13,398-1.8% |