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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,423 | $159,978-51.6% | $147,041-47.3% | $145,978-47.0% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 86.88% | 98.36%-11.5pp | 419.21%-332.3pp | 550.52%-463.6pp |
| Employer contribution / active EE | $4,285 | $5,288-19.0% | $4,935-13.2% | $4,662-8.1% |
| Participant deferral / active EE | $16,367 | $8,429+94.2% | $8,071+102.8% | $6,690+144.7% |
| Admin fee / account holder | $13,158 | $15,053-12.6% | $13,006+1.2% | $13,400-1.8% |