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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,748 | $109,967-71.1% | $97,197-67.3% | $145,877-78.2% |
| Participation rate | 44.4% | 76.0%-31.5pp | 72.7%-28.2pp | 80.3%-35.9pp |
| Annual return | 9.44% | 244.27%-234.8pp | 75.47%-66.0pp | 551.28%-541.8pp |
| Employer contribution / active EE | $1,010 | $3,077-67.2% | $2,723-62.9% | $4,663-78.3% |
| Participant deferral / active EE | $6,154 | $4,676+31.6% | $4,263+44.4% | $6,691-8.0% |
| Admin fee / account holder | $110 | $6,199-98.2% | $5,637-98.0% | $13,402-99.2% |