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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,681 | $111,535-27.7% | $105,223-23.3% | $137,256-41.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.42% | 237.85%-223.4pp | 180.65%-166.2pp | 220.34%-205.9pp |
| Employer contribution / active EE | $11,310 | $3,939+187.1% | $3,689+206.6% | $4,156+172.1% |
| Participant deferral / active EE | $7,848 | $5,500+42.7% | $5,072+54.7% | $6,407+22.5% |
| Admin fee / account holder | $361 | $9,721-96.3% | $8,859-95.9% | $12,270-97.1% |