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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,103 | $76,519-95.9% | $56,025-94.5% | $145,897-97.9% |
| Participation rate | 14.3% | 63.2%-48.9pp | 52.5%-38.2pp | 80.3%-66.0pp |
| Annual return | 10.90% | 3017.03%-3006.1pp | 1712.69%-1701.8pp | 552.29%-541.4pp |
| Employer contribution / active EE | $152 | $1,383-89.0% | $1,042-85.4% | $4,663-96.7% |
| Participant deferral / active EE | $348 | $2,624-86.7% | $1,955-82.2% | $6,689-94.8% |
| Admin fee / account holder | $640 | $3,331-80.8% | $2,828-77.4% | $13,390-95.2% |