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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,181 | $159,934-56.7% | $147,005-52.9% | $145,959-52.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 20.84% | 98.24%-77.4pp | 418.76%-397.9pp | 561.95%-541.1pp |
| Employer contribution / active EE | $1,888 | $5,287-64.3% | $4,934-61.7% | $4,661-59.5% |
| Participant deferral / active EE | $3,821 | $8,427-54.7% | $8,070-52.6% | $6,689-42.9% |
| Admin fee / account holder | $681 | $15,053-95.5% | $13,006-94.8% | $13,398-94.9% |