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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,978 | $138,385+83.5% | $184,200+37.9% | $80,874+214.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 12.56% | 20.02%-7.5pp | 28.80%-16.2pp | 35.62%-23.1pp |
| Employer contribution / active EE | $12,477 | $4,849+157.3% | $6,424+94.2% | $2,756+352.8% |
| Participant deferral / active EE | $12,708 | $7,073+79.7% | $9,132+39.2% | $4,297+195.8% |
| Admin fee / account holder | $2,971 | $10,483-71.7% | $13,907-78.6% | $6,935-57.2% |