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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,852 | $181,062+25.3% | $158,223+43.4% | $155,188+46.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.26% | 57.39%-44.1pp | 52.09%-38.8pp | 148.84%-135.6pp |
| Employer contribution / active EE | $967 | $4,565-78.8% | $4,109-76.5% | $4,248-77.2% |
| Participant deferral / active EE | $5,598 | $6,134-8.7% | $5,467+2.4% | $6,531-14.3% |
| Admin fee / account holder | $1,073 | $18,825-94.3% | $16,047-93.3% | $14,480-92.6% |