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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,870 | $72,071+17.8% | $68,368+24.1% | $137,256-38.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 17.87% | 353.14%-335.3pp | 292.57%-274.7pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,686 | $2,788-39.5% | $2,649-36.3% | $4,156-59.4% |
| Participant deferral / active EE | $13,847 | $4,410+214.0% | $4,123+235.9% | $6,407+116.1% |
| Admin fee / account holder | $317 | $5,336-94.1% | $5,150-93.8% | $12,270-97.4% |