Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,214 | $64,517+33.6% | $81,438+5.9% | $80,874+6.6% |
| Participation rate | 49.0% | 63.9%-14.9pp | 69.5%-20.5pp | 67.6%-18.6pp |
| Annual return | 12.81% | 16.35%-3.5pp | 24.74%-11.9pp | 35.62%-22.8pp |
| Employer contribution / active EE | $730 | $1,982-63.1% | $2,460-70.3% | $2,756-73.5% |
| Participant deferral / active EE | $2,675 | $3,096-13.6% | $3,883-31.1% | $4,297-37.7% |
| Admin fee / account holder | $3,073 | $5,677-45.9% | $5,764-46.7% | $6,935-55.7% |