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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $12,980 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,812 | $107,218-44.2% | $115,768-48.3% | $79,634-24.9% |
| Participation rate | 88.7% | 76.8%+11.9pp | 74.4%+14.3pp | 62.5%+26.2pp |
| Annual return | 20.02% | 15.41%+4.6pp | 100.46%-80.4pp | 36.46%-16.4pp |
| Employer contribution / active EE | $0 | $3,627-100.0% | $2,940-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $14,075 | $5,091+176.5% | $4,917+186.3% | $3,835+267.1% |
| Admin fee / account holder | $38 | $576-93.4% | $12,439-99.7% | $1,002-96.2% |