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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $12,980 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,812 | $110,675-46.0% | $115,599-48.3% | $71,012-15.8% |
| Participation rate | 88.7% | 77.3%+11.3pp | 74.3%+14.4pp | 58.6%+30.1pp |
| Annual return | 20.02% | 14.15%+5.9pp | 111.10%-91.1pp | 37.67%-17.6pp |
| Employer contribution / active EE | $0 | $3,949-100.0% | $2,955-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $14,075 | $4,947+184.5% | $4,889+187.9% | $3,246+333.6% |
| Admin fee / account holder | $38 | $775-95.1% | $12,841-99.7% | $1,167-96.8% |