Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,172 | $50,554-83.8% | $67,681-87.9% | $87,485-90.7% |
| Participation rate | 13.6% | 67.7%-54.1pp | 73.7%-60.1pp | 68.9%-55.3pp |
| Annual return | 16.52% | 17.81%-1.3pp | 590.58%-574.1pp | 26.06%-9.5pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $2,678-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $661 | $2,961-77.7% | $3,976-83.4% | $4,274-84.5% |
| Admin fee / account holder | $414 | $4,132-90.0% | $6,100-93.2% | $7,775-94.7% |