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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,038 | $117,859-36.3% | $102,438-26.7% | $145,959-48.6% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 144.84% | 31.72%+113.1pp | 29.37%+115.5pp | 561.95%-417.1pp |
| Employer contribution / active EE | $19,641 | $3,615+443.3% | $3,024+549.6% | $4,661+321.4% |
| Participant deferral / active EE | $12,472 | $5,732+117.6% | $5,054+146.8% | $6,689+86.5% |
| Admin fee / account holder | $935 | $13,318-93.0% | $9,448-90.1% | $13,398-93.0% |