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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,496 | $29,716-41.1% | $56,077-68.8% | $80,925-78.4% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 12.60% | 35.30%-22.7pp | 1709.28%-1696.7pp | 35.65%-23.0pp |
| Employer contribution / active EE | $824 | $671+22.8% | $1,040-20.8% | $2,756-70.1% |
| Participant deferral / active EE | $1,846 | $1,228+50.3% | $1,954-5.5% | $4,299-57.1% |
| Admin fee / account holder | $892 | $2,432-63.3% | $2,825-68.4% | $6,940-87.2% |