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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,496 | $29,733-41.2% | $56,025-68.8% | $80,959-78.4% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 12.60% | 35.28%-22.7pp | 1712.69%-1700.1pp | 35.67%-23.1pp |
| Employer contribution / active EE | $824 | $672+22.6% | $1,042-20.9% | $2,757-70.1% |
| Participant deferral / active EE | $1,846 | $1,229+50.1% | $1,955-5.6% | $4,300-57.1% |
| Admin fee / account holder | $892 | $2,434-63.4% | $2,828-68.5% | $6,925-87.1% |