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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,188 | $102,429-48.1% | $147,096-63.8% | $80,925-34.3% |
| Participation rate | 73.1% | 75.9%-2.8pp | 82.2%-9.1pp | 67.7%+5.4pp |
| Annual return | 46.06% | 135.02%-89.0pp | 419.75%-373.7pp | 35.65%+10.4pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,513 | $6,649+43.1% | $8,071+17.9% | $4,299+121.3% |
| Admin fee / account holder | $8,652 | $7,957+8.7% | $13,005-33.5% | $6,940+24.7% |