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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,188 | $102,382-48.0% | $147,005-63.8% | $80,874-34.2% |
| Participation rate | 73.1% | 75.8%-2.8pp | 82.2%-9.1pp | 67.6%+5.4pp |
| Annual return | 46.06% | 134.89%-88.8pp | 418.76%-372.7pp | 35.62%+10.4pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,513 | $6,646+43.1% | $8,070+17.9% | $4,297+121.4% |
| Admin fee / account holder | $8,652 | $7,942+8.9% | $13,006-33.5% | $6,935+24.8% |