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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,188 | $102,422-48.1% | $147,117-63.8% | $80,959-34.3% |
| Participation rate | 73.1% | 75.9%-2.8pp | 82.2%-9.1pp | 67.7%+5.4pp |
| Annual return | 46.06% | 135.16%-89.1pp | 420.54%-374.5pp | 35.67%+10.4pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,513 | $6,652+43.0% | $8,065+18.0% | $4,300+121.2% |
| Admin fee / account holder | $8,652 | $7,953+8.8% | $12,993-33.4% | $6,925+24.9% |