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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,116 | $183,539-59.6% | $155,556-52.4% | $145,897-49.2% |
| Participation rate | 94.7% | 82.7%+12.0pp | 78.2%+16.5pp | 80.3%+14.4pp |
| Annual return | 4.76% | 61.31%-56.5pp | 64.84%-60.1pp | 552.29%-547.5pp |
| Employer contribution / active EE | $5,925 | $5,315+11.5% | $4,675+26.7% | $4,663+27.1% |
| Participant deferral / active EE | $5,389 | $6,467-16.7% | $5,631-4.3% | $6,689-19.4% |
| Admin fee / account holder | $1,646 | $19,275-91.5% | $15,885-89.6% | $13,390-87.7% |