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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,351 | $107,666+72.2% | $102,184+81.4% | $154,746+19.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 16.89% | 29.33%-12.4pp | 31.58%-14.7pp | 172.34%-155.4pp |
| Employer contribution / active EE | $15,164 | $3,846+294.3% | $3,594+322.0% | $4,379+246.3% |
| Participant deferral / active EE | $11,796 | $8,719+35.3% | $8,309+42.0% | $6,730+75.3% |
| Admin fee / account holder | $472 | $12,943-96.4% | $11,609-95.9% | $14,365-96.7% |