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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,558 | $95,453-78.5% | $112,040-81.7% | $82,448-75.1% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.5%+19.8pp | 68.1%+28.2pp |
| Annual return | 17.31% | 23.92%-6.6pp | 24.52%-7.2pp | 41.64%-24.3pp |
| Employer contribution / active EE | $1,339 | $2,318-42.2% | $2,954-54.7% | $2,551-47.5% |
| Participant deferral / active EE | $4,597 | $4,224+8.8% | $5,098-9.8% | $4,139+11.1% |
| Admin fee / account holder | $3,431 | $9,013-61.9% | $12,098-71.6% | $7,234-52.6% |