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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,375 | $282,059+25.3% | $213,469+65.5% | $154,746+128.4% |
| Participation rate | 87.5% | 82.7%+4.8pp | 77.1%+10.4pp | 80.7%+6.8pp |
| Annual return | 14.80% | 20.90%-6.1pp | 20.58%-5.8pp | 172.34%-157.5pp |
| Employer contribution / active EE | $8,202 | $6,189+32.5% | $4,994+64.2% | $4,379+87.3% |
| Participant deferral / active EE | $13,220 | $8,186+61.5% | $6,841+93.2% | $6,730+96.4% |
| Admin fee / account holder | $5,611 | $37,435-85.0% | $27,141-79.3% | $14,365-60.9% |