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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,375 | $37,156-20.9% | $83,854-65.0% | $86,983-66.2% |
| Participation rate | 25.3% | 49.1%-23.8pp | 59.1%-33.8pp | 69.5%-44.2pp |
| Annual return | 20.18% | 29.88%-9.7pp | 31.39%-11.2pp | 25.83%-5.6pp |
| Employer contribution / active EE | $303 | $661-54.1% | $1,017-70.2% | $2,584-88.3% |
| Participant deferral / active EE | $889 | $1,418-37.3% | $2,035-56.3% | $4,194-78.8% |
| Admin fee / account holder | $591 | $2,510-76.4% | $3,197-81.5% | $7,856-92.5% |