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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,375 | $29,319+0.2% | $52,425-44.0% | $82,448-64.4% |
| Participation rate | 25.3% | 46.9%-21.6pp | 55.6%-30.3pp | 68.1%-42.8pp |
| Annual return | 20.18% | 535.20%-515.0pp | 302.12%-281.9pp | 41.64%-21.5pp |
| Employer contribution / active EE | $303 | $586-48.3% | $914-66.8% | $2,551-88.1% |
| Participant deferral / active EE | $889 | $1,171-24.1% | $1,790-50.4% | $4,139-78.5% |
| Admin fee / account holder | $591 | $1,962-69.9% | $2,495-76.3% | $7,234-91.8% |