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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,375 | $28,624+2.6% | $53,647-45.2% | $82,637-64.5% |
| Participation rate | 25.3% | 47.3%-22.0pp | 56.3%-31.0pp | 68.1%-42.8pp |
| Annual return | 20.18% | 664.98%-644.8pp | 358.33%-338.2pp | 53.51%-33.3pp |
| Employer contribution / active EE | $303 | $637-52.4% | $962-68.5% | $2,552-88.1% |
| Participant deferral / active EE | $889 | $1,196-25.7% | $1,813-51.0% | $4,126-78.5% |
| Admin fee / account holder | $591 | $2,022-70.8% | $2,460-76.0% | $7,339-91.9% |