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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,944 | $117,895-38.1% | $102,460-28.8% | $145,897-50.0% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 24.70% | 31.92%-7.2pp | 29.47%-4.8pp | 552.29%-527.6pp |
| Employer contribution / active EE | $5,649 | $3,619+56.1% | $3,025+86.7% | $4,663+21.2% |
| Participant deferral / active EE | $4,188 | $5,736-27.0% | $5,056-17.2% | $6,689-37.4% |
| Admin fee / account holder | $7,700 | $13,353-42.3% | $9,460-18.6% | $13,390-42.5% |