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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,353 | $154,228-41.4% | $145,433-37.9% | $137,256-34.2% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 16.84% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $4,847 | $4,804+0.9% | $4,554+6.4% | $4,156+16.6% |
| Participant deferral / active EE | $7,472 | $8,216-9.1% | $7,897-5.4% | $6,407+16.6% |
| Admin fee / account holder | $22,855 | $14,344+59.3% | $13,129+74.1% | $12,270+86.3% |