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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,388 | $111,814-66.6% | $93,654-60.1% | $145,959-74.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 17.17% | 203.30%-186.1pp | 133.34%-116.2pp | 561.95%-544.8pp |
| Employer contribution / active EE | $410 | $3,092-86.7% | $2,421-83.1% | $4,661-91.2% |
| Participant deferral / active EE | $8,076 | $4,914+64.3% | $4,413+83.0% | $6,689+20.7% |
| Admin fee / account holder | $3,407 | $10,246-66.8% | $8,282-58.9% | $13,398-74.6% |