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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,048 | $75,058-32.0% | $152,301-66.5% | $64,340-20.7% |
| Participation rate | 79.6% | 60.9%+18.7pp | 82.4%-2.8pp | 55.2%+24.4pp |
| Annual return | 33.84% | 29.93%+3.9pp | 80.50%-46.7pp | 24.14%+9.7pp |
| Employer contribution / active EE | $4,399 | $2,605+68.9% | $4,624-4.9% | $1,862+136.3% |
| Participant deferral / active EE | $9,836 | $5,041+95.1% | $8,004+22.9% | $2,980+230.0% |
| Admin fee / account holder | $1,318 | $4,050-67.4% | $14,398-90.8% | $3,703-64.4% |