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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,099 | $102,385-23.7% | $147,080-46.9% | $80,935-3.5% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.7%+22.3pp |
| Annual return | 32.91% | 135.09%-102.2pp | 420.17%-387.3pp | 35.66%-2.7pp |
| Employer contribution / active EE | $6,054 | $3,717+62.9% | $4,933+22.7% | $2,757+119.6% |
| Participant deferral / active EE | $11,482 | $6,651+72.6% | $8,066+42.3% | $4,299+167.0% |
| Admin fee / account holder | $3,075 | $7,951-61.3% | $12,989-76.3% | $6,924-55.6% |