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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,023 | $76,407-64.6% | $150,298-82.0% | $82,448-67.2% |
| Participation rate | 45.7% | 66.4%-20.7pp | 77.8%-32.0pp | 68.1%-22.4pp |
| Annual return | 17.85% | 39.99%-22.1pp | 62.79%-44.9pp | 41.64%-23.8pp |
| Employer contribution / active EE | $782 | $2,614-70.1% | $4,154-81.2% | $2,551-69.3% |
| Participant deferral / active EE | $2,367 | $3,214-26.4% | $5,453-56.6% | $4,139-42.8% |
| Admin fee / account holder | $483 | $6,352-92.4% | $14,116-96.6% | $7,234-93.3% |