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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,176 | $74,535-30.0% | $100,712-48.2% | $82,637-36.9% |
| Participation rate | 42.6% | 61.2%-18.6pp | 69.3%-26.7pp | 68.1%-25.5pp |
| Annual return | 17.90% | 18.92%-1.0pp | 33.27%-15.4pp | 53.51%-35.6pp |
| Employer contribution / active EE | $881 | $1,503-41.4% | $2,313-61.9% | $2,552-65.5% |
| Participant deferral / active EE | $3,204 | $3,074+4.2% | $4,085-21.6% | $4,126-22.4% |
| Admin fee / account holder | $1,793 | $6,576-72.7% | $9,256-80.6% | $7,339-75.6% |