Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,733 | $71,230-38.6% | $93,727-53.3% | $80,959-46.0% |
| Participation rate | 44.0% | 60.4%-16.4pp | 68.7%-24.7pp | 67.7%-23.7pp |
| Annual return | -9.07% | 11.26%-20.3pp | 133.83%-142.9pp | 35.67%-44.7pp |
| Employer contribution / active EE | $792 | $1,565-49.4% | $2,421-67.3% | $2,757-71.3% |
| Participant deferral / active EE | $1,998 | $4,037-50.5% | $4,417-54.8% | $4,300-53.5% |
| Admin fee / account holder | $4,994 | $6,961-28.3% | $8,292-39.8% | $6,925-27.9% |