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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,463 | $134,817-94.5% | $123,973-94.0% | $155,188-95.2% |
| Participation rate | 85.7% | 79.4%+6.3pp | 76.7%+9.1pp | 80.8%+4.9pp |
| Annual return | 17.04% | 515.49%-498.4pp | 388.13%-371.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,400 | $4,425-68.4% | $4,126-66.1% | $4,248-67.1% |
| Participant deferral / active EE | $3,127 | $5,706-45.2% | $5,247-40.4% | $6,531-52.1% |
| Admin fee / account holder | $1,936 | $13,245-85.4% | $11,799-83.6% | $14,480-86.6% |