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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,463 | $129,737-94.2% | $119,126-93.7% | $154,746-95.2% |
| Participation rate | 85.7% | 78.9%+6.9pp | 75.8%+10.0pp | 80.7%+5.0pp |
| Annual return | 17.04% | 379.08%-362.0pp | 282.11%-265.1pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,400 | $4,375-68.0% | $4,034-65.3% | $4,379-68.0% |
| Participant deferral / active EE | $3,127 | $5,842-46.5% | $5,318-41.2% | $6,730-53.5% |
| Admin fee / account holder | $1,936 | $11,961-83.8% | $10,693-81.9% | $14,365-86.5% |