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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,521 | $102,385-52.6% | $147,080-67.0% | $80,935-40.0% |
| Participation rate | 84.1% | 75.9%+8.2pp | 82.2%+1.9pp | 67.7%+16.4pp |
| Annual return | 19.52% | 135.09%-115.6pp | 420.17%-400.7pp | 35.66%-16.1pp |
| Employer contribution / active EE | $4,670 | $3,717+25.6% | $4,933-5.3% | $2,757+69.4% |
| Participant deferral / active EE | $7,296 | $6,651+9.7% | $8,066-9.5% | $4,299+69.7% |
| Admin fee / account holder | $6,985 | $7,951-12.2% | $12,989-46.2% | $6,924+0.9% |