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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,521 | $102,382-52.6% | $147,005-67.0% | $80,874-40.0% |
| Participation rate | 84.1% | 75.8%+8.2pp | 82.2%+1.9pp | 67.6%+16.4pp |
| Annual return | 19.52% | 134.89%-115.4pp | 418.76%-399.2pp | 35.62%-16.1pp |
| Employer contribution / active EE | $4,670 | $3,715+25.7% | $4,934-5.4% | $2,756+69.5% |
| Participant deferral / active EE | $7,296 | $6,646+9.8% | $8,070-9.6% | $4,297+69.8% |
| Admin fee / account holder | $6,985 | $7,942-12.1% | $13,006-46.3% | $6,935+0.7% |