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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,043 | $159,934-95.0% | $147,005-94.5% | $145,959-94.5% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 15.30% | 98.24%-82.9pp | 418.76%-403.5pp | 561.95%-546.6pp |
| Employer contribution / active EE | $1,908 | $5,287-63.9% | $4,934-61.3% | $4,661-59.1% |
| Participant deferral / active EE | $4,220 | $8,427-49.9% | $8,070-47.7% | $6,689-36.9% |
| Admin fee / account holder | $1,449 | $15,053-90.4% | $13,006-88.9% | $13,398-89.2% |