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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,786 | $110,410+11.2% | $102,437+19.9% | $145,897-15.8% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 14.38% | 24.85%-10.5pp | 24.95%-10.6pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,487 | $4,217-64.7% | $3,871-61.6% | $4,663-68.1% |
| Participant deferral / active EE | $4,670 | $5,622-16.9% | $5,060-7.7% | $6,689-30.2% |
| Admin fee / account holder | $1,935 | $9,745-80.1% | $8,388-76.9% | $13,390-85.5% |