Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,011 | $60,454-78.5% | $81,844-84.1% | $74,459-82.5% |
| Participation rate | 37.1% | 63.0%-25.9pp | 72.4%-35.3pp | 67.2%-30.1pp |
| Annual return | 17.78% | 16.87%+0.9pp | 778.87%-761.1pp | 1369.70%-1351.9pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $2,916-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $1,391 | $3,398-59.1% | $4,323-67.8% | $4,350-68.0% |
| Admin fee / account holder | $523 | $1,490-64.9% | $7,355-92.9% | $1,945-73.1% |