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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,015 | $160,070-62.5% | $147,117-59.2% | $145,897-58.9% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 15.87% | 98.69%-82.8pp | 420.54%-404.7pp | 552.29%-536.4pp |
| Employer contribution / active EE | $9,060 | $5,285+71.4% | $4,932+83.7% | $4,663+94.3% |
| Participant deferral / active EE | $18,092 | $8,419+114.9% | $8,065+124.3% | $6,689+170.5% |
| Admin fee / account holder | $13,401 | $15,035-10.9% | $12,993+3.1% | $13,390+0.1% |