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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,038 | $154,228-18.3% | $145,433-13.3% | $137,256-8.2% |
| Participation rate | 61.9% | 83.8%-21.9pp | 82.1%-20.2pp | 80.0%-18.1pp |
| Annual return | 16.31% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $2,165 | $4,804-54.9% | $4,554-52.5% | $4,156-47.9% |
| Participant deferral / active EE | $5,129 | $8,216-37.6% | $7,897-35.1% | $6,407-19.9% |
| Admin fee / account holder | $1,805 | $14,344-87.4% | $13,129-86.2% | $12,270-85.3% |