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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,550 | $160,040-32.8% | $147,096-26.9% | $145,877-26.3% |
| Participation rate | 52.4% | 84.0%-31.6pp | 82.2%-29.8pp | 80.3%-27.9pp |
| Annual return | 13.52% | 98.49%-85.0pp | 419.75%-406.2pp | 551.28%-537.8pp |
| Employer contribution / active EE | $1,855 | $5,289-64.9% | $4,936-62.4% | $4,663-60.2% |
| Participant deferral / active EE | $4,860 | $8,429-42.3% | $8,071-39.8% | $6,691-27.4% |
| Admin fee / account holder | $12,546 | $15,050-16.6% | $13,005-3.5% | $13,402-6.4% |