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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,209 | $225,673-71.1% | $203,872-68.0% | $155,188-58.0% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 22.20% | 95.91%-73.7pp | 85.11%-62.9pp | 148.84%-126.6pp |
| Employer contribution / active EE | $3,133 | $4,099-23.6% | $3,757-16.6% | $4,248-26.2% |
| Participant deferral / active EE | $11,601 | $6,893+68.3% | $6,388+81.6% | $6,531+77.6% |
| Admin fee / account holder | $849 | $12,327-93.1% | $11,730-92.8% | $14,480-94.1% |