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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,996 | $180,749-89.5% | $160,784-88.2% | $137,256-86.2% |
| Participation rate | 72.2% | 80.0%-7.8pp | 77.0%-4.7pp | 80.0%-7.7pp |
| Annual return | 19.99% | 2234.46%-2214.5pp | 1803.92%-1783.9pp | 220.34%-200.4pp |
| Employer contribution / active EE | $1,443 | $4,155-65.3% | $3,733-61.4% | $4,156-65.3% |
| Participant deferral / active EE | $2,305 | $6,844-66.3% | $6,293-63.4% | $6,407-64.0% |
| Admin fee / account holder | $1,779 | $10,397-82.9% | $9,717-81.7% | $12,270-85.5% |