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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,924 | $61,125-46.1% | $94,057-65.0% | $87,485-62.4% |
| Participation rate | 86.1% | 64.1%+22.0pp | 73.3%+12.8pp | 68.9%+17.2pp |
| Annual return | 23.44% | 35.20%-11.8pp | 480.62%-457.2pp | 26.06%-2.6pp |
| Employer contribution / active EE | $1,250 | $2,136-41.5% | $2,933-57.4% | $2,596-51.9% |
| Participant deferral / active EE | $2,753 | $3,260-15.5% | $4,709-41.5% | $4,274-35.6% |
| Admin fee / account holder | $1,243 | $5,629-77.9% | $7,244-82.8% | $7,775-84.0% |