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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,712 | $58,311-49.0% | $81,882-63.7% | $80,959-63.3% |
| Participation rate | 72.0% | 63.5%+8.5pp | 72.4%-0.4pp | 67.7%+4.3pp |
| Annual return | 10.37% | 41.85%-31.5pp | 779.47%-769.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $1,759 | $2,347-25.0% | $2,916-39.7% | $2,757-36.2% |
| Participant deferral / active EE | $3,575 | $3,287+8.8% | $4,323-17.3% | $4,300-16.9% |
| Admin fee / account holder | $4,360 | $4,752-8.3% | $7,360-40.8% | $6,925-37.0% |