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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,931 | $183,592-52.6% | $155,574-44.1% | $145,877-40.4% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 14.16% | 61.37%-47.2pp | 64.87%-50.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $6,183 | $5,317+16.3% | $4,676+32.2% | $4,663+32.6% |
| Participant deferral / active EE | $11,157 | $6,466+72.5% | $5,629+98.2% | $6,691+66.8% |
| Admin fee / account holder | $504 | $19,316-97.4% | $15,914-96.8% | $13,402-96.2% |