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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,098 | $108,912-43.9% | $100,383-39.1% | $145,959-58.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.13% | 57.96%-47.8pp | 49.26%-39.1pp | 561.95%-551.8pp |
| Employer contribution / active EE | $13,856 | $4,423+213.3% | $3,944+251.3% | $4,661+197.3% |
| Participant deferral / active EE | $8,486 | $8,451+0.4% | $8,086+4.9% | $6,689+26.9% |
| Admin fee / account holder | $2,918 | $9,690-69.9% | $7,900-63.1% | $13,398-78.2% |