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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,018 | $155,555-33.8% | $146,866-29.9% | $155,188-33.6% |
| Participation rate | 22.2% | 84.0%-61.7pp | 82.5%-60.3pp | 80.8%-58.6pp |
| Annual return | 17.86% | 115.41%-97.6pp | 102.85%-85.0pp | 148.84%-131.0pp |
| Employer contribution / active EE | $2,082 | $4,647-55.2% | $4,425-52.9% | $4,248-51.0% |
| Participant deferral / active EE | $4,699 | $8,044-41.6% | $7,759-39.4% | $6,531-28.0% |
| Admin fee / account holder | $3,494 | $14,755-76.3% | $13,620-74.3% | $14,480-75.9% |