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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,709 | $183,592-28.3% | $155,567-15.3% | $145,959-9.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.00% | 61.24%-48.2pp | 64.74%-51.7pp | 561.95%-549.0pp |
| Employer contribution / active EE | $7,212 | $5,315+35.7% | $4,674+54.3% | $4,661+54.7% |
| Participant deferral / active EE | $6,072 | $6,464-6.1% | $5,628+7.9% | $6,689-9.2% |
| Admin fee / account holder | $1,278 | $19,318-93.4% | $15,916-92.0% | $13,398-90.5% |