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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,709 | $183,592-28.3% | $155,574-15.3% | $145,877-9.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.00% | 61.37%-48.4pp | 64.87%-51.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $7,212 | $5,317+35.6% | $4,676+54.2% | $4,663+54.7% |
| Participant deferral / active EE | $6,072 | $6,466-6.1% | $5,629+7.9% | $6,691-9.2% |
| Admin fee / account holder | $1,278 | $19,316-93.4% | $15,914-92.0% | $13,402-90.5% |