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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,996,093 | $88,815+4399.4% | $81,882+4780.3% | $145,897+2639.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.48% | 1033.75%-1025.3pp | 779.47%-771.0pp | 552.29%-543.8pp |
| Employer contribution / active EE | $13,125 | $3,086+325.3% | $2,916+350.1% | $4,663+181.5% |
| Participant deferral / active EE | $12,000 | $4,647+158.2% | $4,323+177.6% | $6,689+79.4% |
| Admin fee / account holder | $38,311 | $8,434+354.2% | $7,360+420.6% | $13,390+186.1% |