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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,996,093 | $88,710+4404.7% | $81,783+4786.2% | $145,959+2637.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.48% | 1027.26%-1018.8pp | 775.05%-766.6pp | 561.95%-553.5pp |
| Employer contribution / active EE | $13,125 | $3,083+325.7% | $2,913+350.6% | $4,661+181.6% |
| Participant deferral / active EE | $12,000 | $4,645+158.4% | $4,320+177.8% | $6,689+79.4% |
| Admin fee / account holder | $38,311 | $8,407+355.7% | $7,380+419.1% | $13,398+185.9% |