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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,988 | $104,650+33.8% | $83,854+66.9% | $155,188-9.8% |
| Participation rate | 100.0% | 65.1%+34.9pp | 59.1%+40.9pp | 80.8%+19.2pp |
| Annual return | 13.30% | 28.97%-15.7pp | 31.39%-18.1pp | 148.84%-135.5pp |
| Employer contribution / active EE | $3,157 | $1,196+163.9% | $1,017+210.4% | $4,248-25.7% |
| Participant deferral / active EE | $16,156 | $2,367+582.5% | $2,035+693.8% | $6,531+147.4% |
| Admin fee / account holder | $1,514 | $3,518-57.0% | $3,197-52.6% | $14,480-89.5% |