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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,988 | $94,439+48.2% | $73,658+90.0% | $154,746-9.5% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 13.30% | 28.25%-14.9pp | 29.72%-16.4pp | 172.34%-159.0pp |
| Employer contribution / active EE | $3,157 | $1,257+151.1% | $1,032+205.8% | $4,379-27.9% |
| Participant deferral / active EE | $16,156 | $2,527+539.3% | $2,062+683.5% | $6,730+140.0% |
| Admin fee / account holder | $1,514 | $3,843-60.6% | $3,357-54.9% | $14,365-89.5% |