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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,575 | $72,426-64.7% | $67,560-62.1% | $145,897-82.5% |
| Participation rate | 83.3% | 76.9%+6.4pp | 72.9%+10.4pp | 80.3%+3.0pp |
| Annual return | 38.98% | 7226.78%-7187.8pp | 3533.50%-3494.5pp | 552.29%-513.3pp |
| Employer contribution / active EE | $2,854 | $3,074-7.2% | $2,737+4.3% | $4,663-38.8% |
| Participant deferral / active EE | $11,525 | $4,785+140.8% | $4,004+187.8% | $6,689+72.3% |
| Admin fee / account holder | $711 | $5,514-87.1% | $3,994-82.2% | $13,390-94.7% |