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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,575 | $72,403-64.7% | $67,524-62.1% | $145,978-82.5% |
| Participation rate | 83.3% | 76.9%+6.5pp | 72.9%+10.4pp | 80.3%+3.0pp |
| Annual return | 38.98% | 7197.23%-7158.2pp | 3519.41%-3480.4pp | 550.52%-511.5pp |
| Employer contribution / active EE | $2,854 | $3,072-7.1% | $2,734+4.4% | $4,662-38.8% |
| Participant deferral / active EE | $11,525 | $4,782+141.0% | $4,001+188.0% | $6,690+72.3% |
| Admin fee / account holder | $711 | $5,541-87.2% | $4,001-82.2% | $13,400-94.7% |