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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,912 | $83,898-31.0% | $133,346-56.6% | $94,015-38.4% |
| Participation rate | 18.8% | 63.4%-44.6pp | 72.8%-54.1pp | 70.8%-52.1pp |
| Annual return | 18.86% | 16.00%+2.9pp | 36.85%-18.0pp | 17.84%+1.0pp |
| Employer contribution / active EE | $629 | $1,821-65.4% | $2,853-77.9% | $2,790-77.4% |
| Participant deferral / active EE | $2,376 | $3,245-26.8% | $4,332-45.2% | $4,249-44.1% |
| Admin fee / account holder | $2,417 | $7,809-69.0% | $14,264-83.1% | $8,951-73.0% |