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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,260 | $88,672-78.3% | $105,223-81.7% | $82,448-76.6% |
| Participation rate | 76.0% | 67.9%+8.1pp | 75.0%+1.0pp | 68.1%+7.9pp |
| Annual return | 19.10% | 30.86%-11.8pp | 180.65%-161.6pp | 41.64%-22.5pp |
| Employer contribution / active EE | $2,437 | $3,048-20.1% | $3,689-33.9% | $2,551-4.5% |
| Participant deferral / active EE | $4,254 | $4,036+5.4% | $5,072-16.1% | $4,139+2.8% |
| Admin fee / account holder | $549 | $7,146-92.3% | $8,859-93.8% | $7,234-92.4% |