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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,494 | $172,111-39.3% | $150,298-30.5% | $137,256-23.9% |
| Participation rate | 45.8% | 81.7%-35.9pp | 77.8%-31.9pp | 80.0%-34.1pp |
| Annual return | 17.31% | 69.37%-52.1pp | 62.79%-45.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $0 | $4,636-100.0% | $4,154-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,801 | $6,166-5.9% | $5,453+6.4% | $6,407-9.5% |
| Admin fee / account holder | $2,766 | $16,471-83.2% | $14,116-80.4% | $12,270-77.5% |