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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,494 | $227,399-54.0% | $189,758-44.9% | $198,609-47.4% |
| Participation rate | 45.8% | 84.0%-38.2pp | 79.8%-34.0pp | 82.4%-36.5pp |
| Annual return | 17.31% | 61.03%-43.7pp | 52.62%-35.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $0 | $5,526-100.0% | $4,767-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $5,801 | $6,837-15.1% | $5,856-0.9% | $6,977-16.8% |
| Admin fee / account holder | $2,766 | $25,162-89.0% | $20,388-86.4% | $19,030-85.5% |