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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,192 | $117,895-53.2% | $102,460-46.1% | $145,897-62.2% |
| Participation rate | 58.3% | 78.6%-20.3pp | 76.5%-18.2pp | 80.3%-22.0pp |
| Annual return | 14.36% | 31.92%-17.6pp | 29.47%-15.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,837 | $3,619-49.2% | $3,025-39.3% | $4,663-60.6% |
| Participant deferral / active EE | $2,974 | $5,736-48.1% | $5,056-41.2% | $6,689-55.5% |
| Admin fee / account holder | $53 | $13,353-99.6% | $9,460-99.4% | $13,390-99.6% |