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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,938 | $102,393-46.3% | $147,041-62.6% | $80,911-32.1% |
| Participation rate | 64.7% | 75.9%-11.1pp | 82.2%-17.5pp | 67.6%-2.9pp |
| Annual return | 18.95% | 134.95%-116.0pp | 419.21%-400.3pp | 35.63%-16.7pp |
| Employer contribution / active EE | $1,784 | $3,715-52.0% | $4,935-63.8% | $2,756-35.3% |
| Participant deferral / active EE | $4,150 | $6,647-37.6% | $8,071-48.6% | $4,297-3.4% |
| Admin fee / account holder | $444 | $7,943-94.4% | $13,006-96.6% | $6,935-93.6% |