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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,875 | $67,823-53.0% | $52,425-39.2% | $137,256-76.8% |
| Participation rate | 81.8% | 63.9%+17.9pp | 55.6%+26.2pp | 80.0%+1.9pp |
| Annual return | 14.63% | 219.11%-204.5pp | 302.12%-287.5pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,253 | $1,163+7.8% | $914+37.1% | $4,156-69.8% |
| Participant deferral / active EE | $2,852 | $2,288+24.6% | $1,790+59.3% | $6,407-55.5% |
| Admin fee / account holder | $7,856 | $2,844+176.2% | $2,495+214.9% | $12,270-36.0% |