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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,179 | $78,690-75.6% | $161,489-88.1% | $87,485-78.1% |
| Participation rate | 38.5% | 67.5%-29.0pp | 78.7%-40.2pp | 68.9%-30.5pp |
| Annual return | 19.52% | 32.74%-13.2pp | 89.72%-70.2pp | 26.06%-6.5pp |
| Employer contribution / active EE | $483 | $2,588-81.4% | $4,268-88.7% | $2,596-81.4% |
| Participant deferral / active EE | $1,293 | $3,311-60.9% | $5,630-77.0% | $4,274-69.7% |
| Admin fee / account holder | $338 | $6,724-95.0% | $16,006-97.9% | $7,775-95.6% |